Home Lending

Mortgages That Fit Your Lifestyle 

Buying or building a new home is a big deal! It's probably one of the largest, most important things you'll ever buy. For such a big event in your life, we are here, as your local mortgage expert. Our mortgage lending team is one of the most experienced in the Dane County area, and we've been helping families buy and build new homes since 1904.

Competitive mortgage rates for buying and building a new home

Whether you’re searching for a perfect starter home, designing a bigger house for your growing family, or you've just discovered a cottage up north that will be your weekend getaway, our mortgage lenders will help you choose the best home loan for your situation. One size doesn't fit all. And that's okay... let us help you size up all of your options and then you can choose what works for you.

Benefits to choosing McFarland State Bank for your home loan

  • Many loan options, including money-saving programs like Salute to Service, 3% down mortgages, fixed rate mortgages and ARMs and construction loans!
  • Local decision making from experts who know the area and may even live in your neighborhood!
  • Pre-approvals that give you greater negotiating power with sellers and an edge over other buyers 
  • Mortgage professionals with years of experience who always put your best interests first

Open the door to your dream home –sooner than you think – by starting your online application below. Or contact us to learn more!


Start your Online Application!



Save $600 on closing costs if you work in an occupation that serves our community.

Find out more here.