Checking Accounts

Our checking accounts are tailored to meet your specific needs. Plus, they all come with the ability to avoid monthly service charges!

Standard features on all McFarland State Bank personal checking accounts:

  • Free Online Banking
  • Free Debit Card
  • No Minimum Balance Requirements
  • Mobile Access, Mobile Deposit and Text Banking 1

Overdraft Protection Options Available. 2
All consumer checking accounts require minimum deposit of $100 to open the account. 3

Open an Account 

NOTE: If you are an existing customer, please login to Online Banking and click on the "+ Open a new account" at the bottom of your Home page.


Student Checking

An account designed to help build financial confidence while offering easy access to your money, Student Checking makes the grade and makes banking wherever you are with MSB*mobile a snap.

 

  • Up to $10.00 in ATM fees refunded per statement cycle
  • Free Incoming Wires
  • Valid Student ID Required

To avoid a monthly service charge of $5.00, you need:

  •  4 additional Account Enhancement Options. 

Open an Account

NOTE: If you are an existing customer, please login to Online Banking and click on the "+ Open a new account" at the bottom of your Home page.


Select Checking Account

Traditional checking at its finest, Select Checking is packed with benefits to help you manage your finances simply and efficiently.

To avoid a monthly service charge of $10.00, you need:

  • 5 additional Account Enhancement Options, OR
  • to maintain a balance of $10,000 or more in one or more McFarland State Bank deposit account(s) under the same account ownership.

Open an Account

NOTE: If you are an existing customer, please login to Online Banking and click on the "+ Open a new account" at the bottom of your Home page.


Signature Checking Account

Our premium checking account brings you the most comprehensive package of features and benefits that we offer!

To avoid a monthly service charge of $12.00, you need:

  • 7 additional Account Enhancement Options OR
  • Maintain a balance of $30,000 or more in one or more McFarland State Bank deposit account(s) under the same account ownership.

Open an Account

NOTE: If you are an existing customer, please login to Online Banking and click on the "+ Open a new account" at the bottom of your Home page.


Account Enhancement Options:

  • Ownership in any McFarland State Bank account type as listed: Savings; Money Market; Demand Deposit Loan (Overdraft protection line of credit); Certificate of Deposit; Safe Deposit Box; Consumer Loan (Mortgage, Home Equity, Auto, Personal)
  • Debit card (Minimum of 20 transactions per statement cycle)
  • Direct Deposit (Minimum of one per statement cycle)
  • eStatements
  • $500 minimum daily balance
  • Age 60 years or better
  • Mobile banking user
  • Bill Pay (Minimum of 1 bill payment per statement cycle)


1. Mobile phone message and data rates may apply.
2. Contact us for option details and fees.
3. Account opening subject to approval.
4. Limited designs available.
5. Active Signature Checking account required for this option. Account is a variable rate product. At our discretion, we may change the interest rate on your account. We may change the interest rate on your account as often as daily. This account is a tiered rate product.