Safeguard Your Card

Credit card fraud takes place every day in a variety of ways. You can’t always prevent it from happening, but you can create some obstacles and make it tougher for someone to get hold of your cards and card numbers. Treating your debit, credit cards and account numbers like cash — that is, very carefully — is one way to head off potential misuse. 1


Important "DOs" and "DON'Ts":
  • DO treat your card like cash. Always keep the card in a safe place.
  • DO keep your PIN a secret.
  • DON'T write the number on your card or keep it in your wallet. We will NEVER ask nor should you give your Personal Identification Number (PIN) to us or to anyone who asks for it.
  • DON'T disclose information about your card over the phone.
  • DO give your card number and expiration date if you initiated the call to place an order or make a reservation.
  • DON’T fall victim to phishing, smishing or vishing schemes by entering your card information on the worldwide web unless you initiated the transaction.
  • DON'T expose your card's magnetic strip to magnetic objects. A magnetic name tag or badge in a purse will make the card in your wallet ineffective.
  • DO review your account statements and report any discrepancies to McFarland State Bank within 60 days of your statement date.


Lost or Stolen card?

McFarland State Bank Debit Card: Report lost or stolen cards immediately by calling 1-800-472-3272.

Debit Card Fraud concerns: Call 1-866-750-9107.

ATM Card: Report lost or stolen cards immediately by calling McFarland State Bank at 1-866-826-2265.

Elan® Visa Card: Report lost or stolen cards immediately by calling 24-Hour Cardmember Service at 1-800-558-3424.

Customer Service: Elan® Cardmember Service


1. http://www.consumer.ftc.gov/articles/0216-protecting-against-credit-card-fraud