SMART Savings Account
High rate. Easy access. Online only.
Earn more with an outstanding yield on our Smart Savings account! Just $1,000 to start saving big!
Only available online, this statement savings account comes with an interest-boosting 1.27% APY*. That blows away the interest rates on most savings accounts and allows you to keep your money liquid and available but also earning high returns.
Earn this amazing yield plus enjoy convenient access to your money*? That's a win-win. Just $1,000 minimum deposit to open!
Save more, faster with Smart Savings:
- Compounds your interest faster: The 1.27% APY is highly competitive, which means every dollar you deposit will grow faster.
- 24-hour online or mobile access: This online-only account gives you the best of 24/7 technology to make banking easy. Use McFarland’s online or mobile banking apps to view your balance, make mobile deposits, or transfer funds to your checking account. Or withdraw cash from VIV, our interactive teller machine (ITM)/ATM.